Were you one of the homeowners that had a 4% rise in property values? According to the FWST, this was the average INCREASE this year. Of course this was based on many different aspects, including mineral rights. Many of our clients are getting home improvement loans or home equity loans – yes – money is being loaned! And I guess along with the rise in property values – many of our homeowners have been surprised that their homes have appraised higher than they expected.